The Court of Justice of the European Union (CJEU) Decided on the Schufa Score
According to the Court of Justice of the European Union (CJEU) verdict on 7th December 2023, the German Schufa score must not be decisive for creditworthiness. If the creditworthiness depends solely on the score of the person concerned, then automated data collection is prohibited. Because such “profiling” can discriminate against people, according to the judges of the CJEU.
However, European law also allows special national rules that permit more data storage. This is the case according to German law. However, according to the CJEU, German law may violate the principles of European law because it does not protect people adequately.
Now, the German Administrative Court in Wiesbaden must clarify whether German law violates the principles of European law or not.